Our manifesto

Fast capital for incredible growth

In business, speed is crucial. The difference between seizing an opportunity and losing it comes down to moments.Yet, many businesses are stuck waiting.

Waiting for payments, approvals, and capital that should already be working for them.We exist to break that cycle.

As a trusted digital financing partner, we give businesses fast, secure, and flexible access to capital, so they’re never held back by cash flow constraints.

Trusted by

Towards the future

20
20
24
September
Raised $16.5 Mn from International Holding Company PJSC (ADX:IHC) in Series-A funding and secured multi-year committed credit line to become the leading Digital Financing Platform for SMEs
August
Crossed $100 Mn in total financing volumes eclipsing 6000 transactions
January
Awarded and recognized by various government and private institutions; Future 100 Startup by the UAE Ministry of Economy, Technology Fast 50 Program Rising Star Winner by Deloitte
20
23
April
Onboarded new PFP clients with increased capital commitments for SME financing
February
Launched AI-native proprietary risk scoring and sales prediction engines to enable robust underwriting
20
22
December
Crossed 1500 transactions and total financing volume of USD 35 Million
March
Launched financing of receivables from delivery aggregators to restaurants
January
Unveiled eFunder's mobile and web applications and launched working capital cash advances for eCommerce merchants
20
21
October
Received full FSRA Financial Services Permission and onboarded PFP Clients
June
Obtained in-principle approval for carrying out Regulated Activities of operating a Private Financing Platform
January
Launched commercial operations with first vendor invoice financing with Amazon & listed on Amazon Partner Network as a Funding & Credit Partner
20
20
August
Incorporated in Abu Dhabi Global Markets (ADGM) obtaining the Innovation - Technology Startup license
August
Founded by Deepak Sekar, Dhanush Arjun and Siddhartha Agarwal to address critical financing challenges faced by growing small businesses
Zelo is a subsidiary of IHC, the most valuable listed company in the Middle East and one of the world’s largest investment companies.

Leveraging IHC’s dynamic value networks, we operate with unmatched stability and access to a vast ecosystem, empowering businesses with faster, smarter, and more reliable financial solutions.

Making financing fully digital, fast, and hassle-free

Capital financed

$200 Million

Transactions funded

9000+

Average time to submit application

10 Minutes

Fastest time to get pre-approved

24 Hours

Our Leadership

Our leaders bring deep expertise and an unstoppable drive to reshape business financing.
Dhanush

Dhanush Arjun

Chief Executive Officer
Deepak sekar
Deepak Sekar
Chief Operations Officer
Hitesh-Gupta
Hitesh Gupta
Chief Technology Officer

Zelo in the media

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Zelo Support

Zelo offers comprehensive customer support, including live chat, email assistance, and a detailed knowledge base. Users can access resources to troubleshoot issues and maximize their use of the platform.
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News

Zelo for Teams

Zelo facilitates collaboration among team members by allowing multiple users to work on content simultaneously. This feature enhances teamwork and ensures that projects are completed efficiently.
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Getting Started with Zelo

To get started with Zelo, users can sign up for a free trial. The onboarding process is straightforward, guiding users through the essential features and functionalities to ensure a smooth transition.
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Making access to financing no longer a road block.

Get funding
Zelo is a brand name operated by Funder.AI Technologies Limited, a company incorporated and existing under the laws of the Abu Dhabi Global Market (“ADGM”). Funder.AI Technologies Limited is regulated by the Financial Services Regulatory Authority (“FSRA”) and is licensed as a Category 4 firm to conduct the Regulated Activity of Operating a Private Financing Platform. The firm’s registered office is located at: DD-14-117-023, 14th Floor, WeWork Hub71, Al Khatem Tower, ADGM Square, Al Maryah Island, Abu Dhabi, United Arab Emirates.