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Turn approved invoices into cash flow

Get paid sooner, improve cash flow and reinvest in growth, without waiting for customers to pay.

Fulfil Larger Orders
Don't turn down deals because cash is tied up.
01
Expand Cross-Border
Fund longer payment cycles from international buyers.
02
Accelerate Growth
Reinvest immediately instead of waiting 60 days.
03
Pay Suppliers Early
Negotiate discounts with cash in hand.
04
Focus On Growing Your Business
Leave cash-flow constraints behind.
05
The choice

A smarter way to access working capital

Zelo replaces complexity and delays with speed, simplicity, and transparency.

Others
Application submitted
Paperwork & manual reviews
Multiple follow-ups
Lengthy approval process
Funding delayed
Zelo
Apply online
Digital verification
Fast approval
Funding in 24 hours*
Business continues growing
Application submitted
Apply online
Paperwork & manual reviews
Digital verification
Multiple follow-ups
Fast approval
Lengthy approval process
Funding in 24 hours*
Funding delayed
Business continues growing
Why Zelo

Keep cash flowing, keep business growing

Fully digital

Fully digital

Submit your application and required documents online through a simple, streamlined process designed for speed and convenience.

Transparent pricing

Transparent pricing

No hidden charges. No unexpected costs. Just clear pricing and transparent terms from the start.

Flexible financing

Flexible financing

Financing solutions designed around your business needs, with terms that support cash flow and operational flexibility.

Fast turnaround

Fast turnaround

Our team works to review applications promptly and keep your financing process moving forward.

Built on trust

Built on trust

Regulated by the FSRA (ADGM), giving your business a trusted and secure financing partner.

Approved buyers

Approved buyers

100+ buyers across government, oil & gas, healthcare, contracting, and B2B trade.

Transparent pricing

Built for growing businesses

Start with complete clarity, with transparent pricing designed to help you plan, manage cash flow, and grow with confidence.

Invoice Financing
Outstanding invoice
1,000,000
Repayment tenure
You are eligible to receive -
950,000
Indicative fee* · 1.6%
15,200

Fee is based on the eligible financing amount.

ADGM FSRA Category 4 Licensed
*Fees shown are indicative and may vary based on business profile, transaction size, and financing requirements.
BUILT ON TRUST

Regulated by ADGM, built on bank-grade trails

Zelo is regulated by the Financial Services Regulatory Authority of Abu Dhabi Global Market under a Category 4 license, so every transaction runs on the same regulatory ground as the region's biggest banks.

ADGM · FSRA
Regulated
CAT-4 LICENSE
Licensed
SOC 2
In Progress
Get started in minutes

Unlock cash flow
without the wait

Tell us your typical monthly invoice volume, and we'll estimate how much funding your business could unlock.