“We operate an online electronics shop on Amazon and Noon. Traditional lenders didn’t understand our digital sales metrics, but Zelo did. They offered us revenue-based financing tied directly to our e-commerce sales performance. We got the funds to bulk up our inventory for the holiday season, and we repay a slice of our daily online sales. It’s brilliant – when sales are high, we pay back a bit more; when sales are slower, we pay less. This flexibility meant we could scale up our stock and even negotiate better rates with suppliers, all without worrying about fixed loan installments.”

"Our restaurant chain’s delivery sales were booming on apps like Talabat and Deliveroo, and we needed capital to scale up. Zelo’s platform plugged right into our online sales channels. We got funding in less than 24 hours based on our delivery revenue, which felt incredibly futuristic! Now, as our online orders pour in, a portion goes toward repayment automatically. We barely notice it. Zelo basically turned our food delivery receipts into growth capital – we opened two new cloud kitchens with their support, all paid back through ongoing sales. It’s an ideal setup for a modern hospitality business.”

“Running a hospitality group, we have seasonal highs and lows. Zelo’s financing let us renovate and expand at our own pace. What I love is that repayments adjust with our revenue – during low season we’re not burdened by big fixed payments. We integrated our point-of-sale with Zelo, and they advance funds based on our card sales. It’s a very dynamic and stress-free financing model. We upgraded three of our properties last year using this flexible funding, all while comfortably managing the cash flow.”

“In the oil trade business, timing is everything. We often have millions tied up in receivables while lining up the next shipment. Zelo’s invoice financing has been invaluable – we receive funds for our oil invoices within a day or two. This has significantly improved our working capital management. We pay our suppliers on time, seize market opportunities faster, and have greater agility in our operations now. Zelo’s support at our scale has been nothing short of impressive.”