BACKED BY
Fast-track growth with bank guarantee and invoice financing solution
Secure more government and infrastructure projects with lower collateral requirements and effortless working capital support through our trusted banking partnerships.
Who is it for?
Delayed payments make it hard to pay suppliers, cover expenses, and take on new contracts.
It need not be the case.
If you have invoices from large buyers, you can get the instant financing with Zelo.
It need not be the case.
If you have invoices from large buyers, you can get the instant financing with Zelo.
Don’t let traditional financing hold you back.
Without Zelo
100% cash margin requirements for Bank Guarantees from banks
Slow and bureaucratic approvals straining cash flow during project delivery
Limited ability to take on multiple contracts
Missed growth opportunities despite strong project pipelines
With
Cash margins as low as 30% of guarantee value
Faster approvals and streamlined processing
Performance guarantees and advanced payment guarantees
Backed by UAE’s most trusted banking partner
Get flexible bank guarantees with cash margins as low as 30%
Our partnership with First Abu Dhabi Bank benefits the financing needs of small and mid-sized subcontractors and construction companies.
Stay funded through the entire project lifecycle
Go beyond mobilization and receive steady working capital along with bank guarantees to complete projects without delays.
Access cash quickly against approved project invoices
Maintain smooth cash flows during project delivery
Scale operations, pay vendors, and manage payroll without strain
If you said four yes’s, Zelo is absolutely for you
Subcontractors and SMEs working on government or semi-government projects
Companies with confirmed project awards but limited cash margins
Construction, EPC, industrial maintenance and infrastructure service providers
Firms seeking faster financing than traditional lender timelines allow
Trusted by businesses building the future
Backed by International Holding Company (ADX:IHC)
Partnered with First Abu Dhabi Bank
Regulated by ADGM Financial Services Regulatory Authority (category 4)
Ready to bid bigger and build faster?
