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Grow your restaurant with flexible revenue-based-financing

Get 1.5x your monthly revenue upfront to invest in your restaurant’s future. Pay back as you earn - no fixed EMIs, no collateral, no stress.
Get Funded
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Grow your business without waiting for payments.

1
So, your restaurant (F&B business) is generating revenue.
2
You share your revenue details and we analyse the sales performance.
3
We give you upfront capital in exchange for a small percentage of your future sales.
4
Payments are deducted automatically from future sales.

Traditional financing does not work for F&B

Finance up to 1.5x your monthly sales
Get a facility tailored to your gross revenue across platforms like Noon, Talabat, Careem Foods, Deliveroo, and POS machines.
Flexible repayment
Unlike traditional financing, we are built for the dynamic needs of healthcare operators.
Repeat financing
Get unlimited access to financing based on your business performance. As your business expands, your facility grows with you.
Transparent-fees
Transparent fees
Pay only a small fee per drawdown, deducted upfront with no hidden costs.

If you said three yes’s, Zelo is absolutely for you

You’ve been in business for at least 12 months
You process at least AED 50,000 in monthly revenues through delivery platforms or POS machines
You want fast, fully digital, flexible financing without the hassle of manual effort.
Check Eligibility
F&B-Cycle
Medical supplies vendor solves its cash flow crisis instantly with Zelo’s financing.
A high-end restaurant in Abu Dhabi doubled its revenue after upgrading its kitchen with Zelo’s capital
A family-run cafe scaled online delivery orders with Zelo
A beverage company accelerated growth using Zelo.

Use cases for every industry

Join 100+ F&B businesses in the UAE using Zelo to scale faster.

Get funding
Zelo is a brand name operated by Funder.AI Technologies Limited, a company incorporated and existing under the laws of the Abu Dhabi Global Market (“ADGM”). Funder.AI Technologies Limited is regulated by the Financial Services Regulatory Authority (“FSRA”) and is licensed as a Category 4 firm to conduct the Regulated Activity of Operating a Private Financing Platform. The firm’s registered office is located at: DD-14-117-023, 14th Floor, WeWork Hub71, Al Khatem Tower, ADGM Square, Al Maryah Island, Abu Dhabi, United Arab Emirates.